Credit Score Guide | Learn How To Improve Yours Today

The Quick Credit Score Guide And How To Fix Yours - Carreira Finance Coaching

In this credit score guide, you will find all the information you need to understand how credit scores work and what you can do to improve yours.

But first, let’s start with a quick definition. Credit scores are numbers that let lenders know about the likelihood of a person to pay their debt on time. There are many credit score models out there, but in the U.S., the FICO score is the most famous one. FICO (originally Fair Isaac Corporation) provides the algorithm for credit report bureaus to determine your credit score. However, it doesn’t gather or report your credit information.

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13 Financial New Year’s Resolutions You Can Try

The 13 Financial New Year's Resolutions - Carreira Finance - Financial Coach

The two most common resolutions for the New Year are starting a diet or going to the gym. In the U.S., out of all Americans that plan to have a resolutions list, only 27% of them plan to improve their finances. When we know that 78% of Americans are living paycheck to paycheck, it can be scary to see so many people that won’t plan to do anything about their finances. If you want to be part of the 27 %, follow our steps to achieve most of our 13 financial New Year’s resolutions.

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