Get Rich Quick Schemes | How You Can Avoid Them

Don't Fall For The Get Rich Quick Schemes - Carreira Finance - Financial Coach

Nowadays, you can find a lot of ads, social media posts, or even businesses trying to sell solutions or secrets on how you can get rich quick. It can be easy to fall into those advance leverage get rich quick schemes because most of them look legit.

According to the FTC, people reported losing $1.48 billion in 2018.

In this article, we will go over why are people creating those schemes, how to identify them, a few examples of the most common ones, and what you can do instead.

Read moreGet Rich Quick Schemes | How You Can Avoid Them

13 Financial New Year’s Resolutions You Can Try

The 13 Financial New Year's Resolutions - Carreira Finance - Financial Coach

The two most common resolutions for the New Year are starting a diet or going to the gym. In the U.S., out of all Americans that plan to have a resolutions list, only 27% of them plan to improve their finances. When we know that 78% of Americans are living paycheck to paycheck, it can be scary to see so many people that won’t plan to do anything about their finances. If you want to be part of the 27 %, follow our steps to achieve most of our 13 financial New Year’s resolutions.

Read more13 Financial New Year’s Resolutions You Can Try

Financial Recovery | What You Can Do After Christmas

Christmas Financial Recovery - What You Can Do Now - Carreira Finance - Financial Coach

Christmas shopping can get out of control very quickly. Sometimes things don’t go as planned, or you don’t have the luxury of time. So most likely, you end up making decisions on the fly that have a direct impact on your finances. Thus, if this is a good summary of your Christmas this year, now it is time to come up with your financial recovery plan.

Read moreFinancial Recovery | What You Can Do After Christmas

7 Best Christmas Budget Tips To Not Stretch Yours

7 Best Tips To Not Stretch Your Christmas Budget - Carreira Finance Coaching

Christmas can be stressful emotionally and financially. First, you need to find gift ideas for your friends and family. Then, you need to find the money to pay for those gifts. And finally, you need to achieve all that without stretching your Christmas budget.

According to Gallup, Americans are expecting to spend an average of $942 on Christmas gifts this year. As a result, they will most likely take on credit card debt to pay for those gifts.

Read more7 Best Christmas Budget Tips To Not Stretch Yours