5 Valentine’s Day Tips To Save Money This Year

5 Valentine's Day Tips To Save Money This Year - Carreira Finance Coach

This article is about the best 5 Valentine’s Day tips that you can use to reinforce your relationships and save money at the same time. According to the National Retail Federation, Americans are expecting to spend $20 Billion this year during Valentine’s Day with an average of $161.96 per person. Those numbers are a bit scary … Read more 5 Valentine’s Day Tips To Save Money This Year

13 Financial New Year’s Resolutions You Can Try

The 13 Financial New Year's Resolutions - Carreira Finance - Financial Coach

The two most common resolutions for the New Year are starting a diet or going to the gym. In the U.S., out of all Americans that plan to have a resolutions list, only 27% of them plan to improve their finances. When we know that 78% of Americans are living paycheck to paycheck, it can be scary to see so many people that won’t plan to do anything about their finances. If you want to be part of the 27 %, follow our steps to achieve most of our 13 financial New Year’s resolutions.

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Financial Recovery | What You Can Do After Christmas

Christmas Financial Recovery - What You Can Do Now - Carreira Finance - Financial Coach

Christmas shopping can get out of control very quickly. Sometimes things don’t go as planned, or you don’t have the luxury of time. So most likely, you end up making decisions on the fly that have a direct impact on your finances. Thus, if this is a good summary of your Christmas this year, now it is time to come up with your financial recovery plan.

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7 Best Christmas Budget Tips To Not Stretch Yours

7 Best Tips To Not Stretch Your Christmas Budget - Carreira Finance Coaching

Christmas can be stressful emotionally and financially. First, you need to find gift ideas for your friends and family. Then, you need to find the money to pay for those gifts. And finally, you need to achieve all that without stretching your Christmas budget.

According to Gallup, Americans are expecting to spend an average of $942 on Christmas gifts this year. As a result, they will most likely take on credit card debt to pay for those gifts.

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Black Friday vs Cyber Monday | The Top 5 Differences

The Top 5 Differences Between Black Friday vs Cyber Monday - Carreira Finance

The best shopping days of the year, Black Friday vs Cyber Monday. If you are looking for massive sales and great deals, don’t look any further. Black Friday always comes a day after Thanksgiving, and Cyber Monday three days after Black Friday.

Retailers are making more money on Cyber Monday than on Black Friday. In 2018, Cyber Monday generated $7.9 billion in online sales compared to $6.2 billion for Black Friday.

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The Eye-Opener Emergency Fund Savings Guide

Your Quick Emergency Fund Guide Financial Coaching Carreira Finance

What Is An Emergency Fund?

An emergency fund is money that you put aside to cover unexpected expenses. It is one of the best financial safety nets someone can have. However, you need to be careful where you keep your emergency fund savings.

You don’t want to act irrationally when those events arise. And you’ll need to access your emergency cash reserve as soon as an unexpected expense comes your way. That is why you need to have a plan.

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19 Easy Ways To Save Money For Young Adults

19 Best Ways To Save Your Money Right Now Financial Coach Carreira Finance

We all know that saving money is something we should do regularly. However, there are times in our life when things get tough, and paying our monthly expenses can become challenging. That’s why learning how to save money is so crucial for our finances and our wellbeing.

According to CareerBuilder, the majority of Americans are living paycheck to paycheck.

I tried to find the perfect recipe for anyone to save money, but at the end of the day, there is no universal strategy because it depends on our comfort zone and our habits. However, I found several ways on how to save money without impacting my daily life. I grouped them in 5 categories: financial tools, monthly expenses, extra earnings, time, and bank services.

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