49 Financial Quotes To Read When Feeling Down

49 Financial Quotes To Read When Feeling Down - Carreira Finance Coaching

The key to your financial journey success is to find a way to keep your motivation over time. It won’t be easy every day going through ups and downs.

However, you can do a few things to get a fresh batch of motivation when you need it the most. For example, you can write down your financial goals to remember why you started this journey.

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Top 13 Financial New Year’s Resolutions

The 13 Financial New Year's Resolutions - Carreira Finance - Financial Coach

The two most common resolutions for the New Year are starting a diet or going to the gym.

In the U.S., out of all Americans that plan to have a resolutions list, only 27% of them plan to improve their finances. When we know that 78% of Americans are living paycheck to paycheck, it can be scary to see so many people that won’t plan to do anything about their finances.

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Financial Recovery | What To Do After Christmas

Christmas Financial Recovery - What You Can Do Now - Carreira Finance - Financial Coach

Christmas shopping can get out of control very quickly. Sometimes things don’t go as planned, or you don’t have the luxury of time.

So you end up making decisions on the fly that have a direct impact on your finances. Thus, if this is a good summary of your Christmas this year, now it is time to come up with your financial recovery plan.

Read moreFinancial Recovery | What To Do After Christmas

Christmas Budget | 7 Tips To Not Stretch Yours

7 Best Tips To Not Stretch Your Christmas Budget - Carreira Finance Coaching

Christmas can be stressful emotionally and financially. First, you need to find gift ideas for your friends and family. Then, you need to find the money to pay for those gifts. And finally, you need to achieve all that without stretching your Christmas budget.

According to Gallup, Americans are expecting to spend an average of $942 on Christmas gifts this year. As a result, they will most likely take on credit card debt to pay for those gifts.

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Top 5 Black Friday vs Cyber Monday Differences

The Top 5 Differences Between Black Friday vs Cyber Monday - Carreira Finance

The best shopping days of the year, Black Friday vs Cyber Monday. If you are looking for massive sales and great deals, don’t look any further. Black Friday always comes a day after Thanksgiving, and Cyber Monday three days after Black Friday.

Retailers are making more money on Cyber Monday than on Black Friday. In 2018, Cyber Monday generated $7.9 billion in online sales compared to $6.2 billion for Black Friday.

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The Simple Emergency Fund Savings Guide

Your Quick Emergency Fund Guide Financial Coaching Carreira Finance

What Is An Emergency Fund?

An emergency fund is money that you put aside to cover unexpected expenses. It is one of the best financial safety nets someone can have. However, you need to be careful where you keep your emergency fund savings.

You don’t want to act irrationally when those events arise. And you’ll need to access your emergency cash reserve as soon as an unexpected expense comes your way. That is why you need to have a plan.

Read moreThe Simple Emergency Fund Savings Guide