The Quick Standard vs Itemized Deduction Tax Guide

Standard vs. Itemized Deduction - Your Quick Tax Guide - Carreira Finance Coaching

In this article, I will go over standard vs itemized deduction, or in other words, how to lower your taxable income. I know filing your taxes isn’t the most entertaining thing to do. However, understanding how it works is necessary. That way, you can be sure that you are making the right financial decision. According … Read more The Quick Standard vs Itemized Deduction Tax Guide

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5 Valentine’s Day Tips To Save Money This Year

5 Valentine's Day Tips To Save Money This Year - Carreira Finance Coach

This article is about the best 5 Valentine’s Day tips that you can use to reinforce your relationships and save money at the same time. According to the National Retail Federation, Americans are expecting to spend $20 Billion this year during Valentine’s Day with an average of $161.96 per person. Those numbers are a bit scary … Read more 5 Valentine’s Day Tips To Save Money This Year

Credit Score Guide | Learn How To Improve Yours Today

The Quick Credit Score Guide And How To Fix Yours - Carreira Finance Coaching

In this credit score guide, you will find all the information you need to understand how credit scores work and what you can do to improve yours.

But first, let’s start with a quick definition. Credit scores are numbers that let lenders know about the likelihood of a person to pay their debt on time. There are many credit score models out there, but in the U.S., the FICO score is the most famous one. FICO (originally Fair Isaac Corporation) provides the algorithm for credit report bureaus to determine your credit score. However, it doesn’t gather or report your credit information.

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Get Rich Quick Schemes | How You Can Avoid Them

Don't Fall For The Get Rich Quick Schemes - Carreira Finance - Financial Coach

Nowadays, you can find a lot of ads, social media posts, or even businesses trying to sell solutions or secrets on how you can get rich quick. It can be easy to fall into those advance leverage get rich quick schemes because most of them look legit.

According to the FTC, people reported losing $1.48 billion in 2018.

In this article, we will go over why are people creating those schemes, how to identify them, a few examples of the most common ones, and what you can do instead.

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13 Financial New Year’s Resolutions You Can Try

The 13 Financial New Year's Resolutions - Carreira Finance - Financial Coach

The two most common resolutions for the New Year are starting a diet or going to the gym. In the U.S., out of all Americans that plan to have a resolutions list, only 27% of them plan to improve their finances. When we know that 78% of Americans are living paycheck to paycheck, it can be scary to see so many people that won’t plan to do anything about their finances. If you want to be part of the 27 %, follow our steps to achieve most of our 13 financial New Year’s resolutions.

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Financial Recovery | What You Can Do After Christmas

Christmas Financial Recovery - What You Can Do Now - Carreira Finance - Financial Coach

Christmas shopping can get out of control very quickly. Sometimes things don’t go as planned, or you don’t have the luxury of time. So most likely, you end up making decisions on the fly that have a direct impact on your finances. Thus, if this is a good summary of your Christmas this year, now it is time to come up with your financial recovery plan.

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11 Best Year End Tax Tips To Optimize Your Tax Refund

The 11 Best Year End Tax Tips To Optimize You Refund - Carreira Finance - Financial Coach

Have you ever wonder how you can optimize your taxes? Or if you could do anything to increase your tax refund before year-end? Here you will find the 11 best year-end tax tips you can use to grow your next tax refund.

The IRS is like your business partner because you cannot escape it. Whenever your business is making money, both you and the IRS will benefit from it. You have a contract with the IRS, and it is called the tax code.

Those tax rules are essential because they let you know how you can optimize your taxes to get a bigger tax refund. However, you have to think about that before filing your taxes. That is why year-end is a great time to assess your situation and optimize your taxes if you didn’t have time to do it yet.

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Categories Tax

7 Best Christmas Budget Tips To Not Stretch Yours

7 Best Tips To Not Stretch Your Christmas Budget - Carreira Finance Coaching

Christmas can be stressful emotionally and financially. First, you need to find gift ideas for your friends and family. Then, you need to find the money to pay for those gifts. And finally, you need to achieve all that without stretching your Christmas budget.

According to Gallup, Americans are expecting to spend an average of $942 on Christmas gifts this year. As a result, they will most likely take on credit card debt to pay for those gifts.

Read more7 Best Christmas Budget Tips To Not Stretch Yours

Black Friday vs Cyber Monday | The Top 5 Differences

The Top 5 Differences Between Black Friday vs Cyber Monday - Carreira Finance

The best shopping days of the year, Black Friday vs Cyber Monday. If you are looking for massive sales and great deals, don’t look any further. Black Friday always comes a day after Thanksgiving, and Cyber Monday three days after Black Friday.

Retailers are making more money on Cyber Monday than on Black Friday. In 2018, Cyber Monday generated $7.9 billion in online sales compared to $6.2 billion for Black Friday.

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