Top 13 Financial New Year’s Resolutions

The 13 Financial New Year's Resolutions - Carreira Finance - Financial Coach

The two most common resolutions for the New Year are going to the gym and starting a diet. Can you guess how many people are including financial New Year’s resolutions in their list?

In the U.S., out of all Americans that plan to have a resolutions list, only 27% of them plan to improve their finances.

When 78% of Americans live paycheck to paycheck, it is scary to see so many people that don’t plan to do anything about their finances this year.

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Financial Assessment Questionnaire

Assess Your Financial Situation Questionnaire - Carreira Finance Coaching

Answer this financial assessment questionnaire truthfully for your score to reflect your current financial situation. Don’t lie to yourself! Only you can see the results of your answers. There are a total of 28 questions with 9 categories: Debt Budgeting Savings Credit score Retirement Investing Tax Other Just think about it Financial Assessment Questionnaire -8 … Read more Financial Assessment Questionnaire

How To Prepare For The Next Recession

How To Prepare For The Next Recession- Carreira Finance Coaching

Things we can’t predict are hard to visualize. Yet, financial recessions are inevitable. So how to prepare for the next recession and why should we think about it now?

A recession can cause permanent financial damage for people who are living paycheck to paycheck. Millions of Americans have suffered and are still recovering from the Great Recession.

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Credit Score Guide | How To Improve Yours

The Quick Credit Score Guide And How To Fix Yours - Carreira Finance Coaching

In this credit score guide, you will find all the information you need to understand how credit scores work and what you can do to improve yours.

But first, let’s start with a quick definition. Credit scores are numbers that let lenders know about the likelihood of a person to pay their debt on time. There are many credit score models out there, but in the U.S., the FICO score is the most famous one.

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