Personal Finance Coach
Savings is one of the most important personal finance steps. We need to save money to protect our financial situation. It also helps us make better financial decisions.
The most important rule is to not spend more money than what you receive as your income. A great exercise is to look into your monthly expenses. Most people focus on nonessential expenses during this exercise, but you can save a lot of money on utilities. The most common utilities are electricity, water, and gas. … Read more Top 21 Ways To Save Money On Utilities
Things we can’t predict are hard to visualize. Yet, financial recessions are inevitable. So how to prepare for the next recession and why should we think about it now?
A recession can cause permanent financial damage for people who are living paycheck to paycheck. Millions of Americans have suffered and are still recovering from the Great Recession.
The key to your financial journey success is to find a way to keep your motivation over time. It won’t be easy every day going through ups and downs.
However, you can do a few things to get a fresh batch of motivation when you need it the most. For example, you can write down your financial goals to remember why you started this journey.
We’ve all heard about the Federal Reserve announcing an interest rate cut. But we might not know what it means for our finances.
In this article, we go over how an interest rate cut can affect our daily lives. And how we can take advantage of interest rates to save money faster.
This article is about the best 5 Valentine’s Day tips that you can use to reinforce your relationships and save money at the same time.
According to the National Retail Federation, Americans are expecting to spend $20 Billion this year during Valentine’s Day with an average of $161.96 per person.
The two most common resolutions for the New Year are starting a diet or going to the gym.
In the U.S., out of all Americans that plan to have a resolutions list, only 27% of them plan to improve their finances. When we know that 78% of Americans are living paycheck to paycheck, it can be scary to see so many people that won’t plan to do anything about their finances.
Christmas shopping can get out of control very quickly. Sometimes things don’t go as planned, or you don’t have the luxury of time.
So you end up making decisions on the fly that have a direct impact on your finances. Thus, if this is a good summary of your Christmas this year, now it is time to come up with your financial recovery plan.
Don’t forget that Christmas is all about family and sharing a great moment with them. That is why, you don’t have to take on more debt for this to happen. You can even do few things to save on Christmas.
The best shopping days of the year, Black Friday vs Cyber Monday. If you are looking for massive sales and great deals, don’t look any further. Black Friday always comes a day after Thanksgiving, and Cyber Monday three days after Black Friday.
Retailers are making more money on Cyber Monday than on Black Friday. In 2018, Cyber Monday generated $7.9 billion in online sales compared to $6.2 billion for Black Friday.
Learn about our 11 best ways to avoid bank fees, so you never pay another dime for a free service!
Banks make a lot of money charging fees that range from $1 to $35 to their clients. Even if they don’t seem expensive individually, accumulating them will affect your savings in the long run.