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Best Ways To Save Money On Valentine's Day - Carreira FI
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6 Valentine’s Day Tips To Save Money This Year

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Reinforce your relationships and save money at the same time with these 6 Valentine’s Day tips. You don’t have to break the bank to show your partner that you love him/her.

According to the National Retail Federation, Americans are expecting to spend $20 Billion this year during Valentine’s Day with an average of $161.96 per person.

Those numbers don’t make any sense when we know that 70% of Americans have less than $1,000 in their savings account.

Is spending all this money worth it? Does it really help your relationship? How to celebrate your love and save money at the same time?

Let’s talk about it and see which of the following Valentine’s Day tips can help you this year.

6 Valentine’s Day Tips To Save Money This Year

1 – Determine A Gift Value

Most people spend a lot of money on Valentine’s Day gifts because they don’t know how much to spend. Ad campaigns are the only indicators they have to make decisions.

Similarly, they don’t want to look cheap by buying a gift that has a lower value than the one they will receive.

But don’t worry because an easy solution to this problem is to talk about it. Communication is essential in relationships.

So ask your lover what Valentine’s Day means to him/her. Then, you can both decide what gift value you shouldn’t exceed this year.

2 – A DIY Gift Is Never A Bad Idea

DIY gifts can do miracles on Valentine’s Day. Your other half will love the fact that you took the time to build something special for him/her.

There are no limits to what you can do yourself.

For example, you can write a letter that describes why you fell in love with him/her. Similarly, you can create a slideshow with photos that goes through your memories together.

If you’re on a tight budget, you can give him/her the massage he/she always wants or prepare him/her a bath so he/she can relax.

3 – Prepare A Romantic Breakfast In Bed

What about surprising your loved one by preparing him/her a romantic breakfast in bed?

That’s a great idea if you have time to go grocery shopping before Valentine’s Day. It doesn’t have to be super fancy.

For example, you can cut his/her toasts in a heart shape. Even a regular breakfast will do just fine because it’s the gesture that counts.

Valentine's Day Statistics - Carreira FI

4 – Host A Romantic Night At Home

A lot of people complain about the cost of their Valentine’s Day dinner.

But do we have to go to fancy restaurants? Is there a more affordable way to celebrate February 14th?

Preparing a romantic dinner for your loved one is one of the options. You can go even further by cooking his/her favorite meal.

However, if you don’t have any idea what to cook, do a quick search to find great ideas on the internet.

Something to think about when hosting your Valentine’s Day dinner is to create the perfect romantic atmosphere.

For example, you can prepare a playlist, dim the lights, and decorate the table with flower petals and candles. Keep in mind that each detail counts.

5 – Celebrate Valentine’s Day Earlier Or Later

Most people are celebrating Valentine’s Day on February 14th.

So airline companies, hotels, and restaurants are raising their prices because more customers will be on the market. They use the law of supply and demand.

However, a great way to have a similar experience at a lower price is to celebrate Valentine’s Day before or after February 14th.

The other benefit of doing that is to avoid the Valentine’s Day crowd. Also, something to keep in mind is that a few restaurants only propose set menus on February 14th.

6 – 30 Day Thank You Notes

This Valentine’s Day tip will show your partner how much you care about them. It is a special gift that you can’t recycle every year.

So I would wait for an important milestone in your life to give it to your loved one.

You don’t need much to make this idea a successful gift. Grab a pen and a piece of paper or your notes app and for 30 days, write down everything that you are thankful or grateful for.

You have to start on January 16th to end on Valentine’s Day. It can be anything that goes to your mind on that day.

For example, thank you for your kindness. Thank you for loving me. Thank you for making me laugh.

How To Know What To Give For Valentine’s Day?

If you haven’t read it yet, I recommend The 5 Love Languages: The Secret To Love That Lasts by Gary Chapman. It is an eye opener book.

It will simply teach you how to show your love to your partner in the best way possible.

When we think about it, everyone has a different approach to show how much they love someone. However, it can be categorized into one of the 5 love languages.

Words of affirmation, gifts, acts of service, quality time, and physical touch.

It doesn’t mean that we all have to choose one of them, but we all have our preferences. At the end of the book, there is a questionnaire to determine which love languages you speak.

Valentine's Day Tips - Carreira FI
How To Save Money With These Valentines Day Tips - Carreira FI

Conclusion – Valentine’s Day Tips

In conclusion, there are a lot of tips you can follow to save money on Valentine’s Day.

However, before implementing any of them, make sure you know what Valentine’s Day means to your other half.

If you don’t know, it’s never too late to ask. The last thing you want is for him/her to be mad at you because you decided without asking first.

Happy Valentine’s Day!

Financial Path to Becoming Financial Coach - Carreira Finance

About Marco Carreira

He is a financial coach and founder of Carreira Finance. He has been helping small business owners to get out of debt and improve their financial situations since 2019. He is on its way to help his clients pay off $1M in debt.

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