Updated on 3/31/2024 – PLEASE READ CAREFULLY
Welcome to Carreira Finance, your reliable partner in managing and securing your financial information. In this digital age, our foremost commitment is to the meticulous handling and protection of your personal and financial data. This Privacy Policy is a declaration of our unwavering dedication to preserving the confidentiality and integrity of your data, while providing you with superior financial services tailored to your needs.
At Carreira Finance LLC, our core principles revolve around ensuring the utmost security and confidentiality of your data. We prioritize your interests in every decision we make, ensuring the safety of your data is never compromised. We share your personal and financial information solely to the extent necessary for delivering our services, and we stringently prevent its distribution to any external third parties. Our approach is rooted in transparency and ethical handling of your data, upheld through the implementation of industry-leading security measures, such as end-to-end encryption for your financial data, sophisticated secure login systems, and a resilient infrastructure hosted on reliable platforms adhering to the highest security protocols.
Our web app provides a comprehensive suite of financial services, necessitating the use of your financial data. By engaging with our services, you grant consent to share specific financial information, which is indispensable for the functionality and personalization of these services. We acknowledge the significance of your data preferences and provide flexible options to modify these at any time. However, it is crucial to understand that any alterations in your data sharing preferences may influence the delivery and continuity of our services.
Our data collection strategy encompasses a variety of sources to provide a comprehensive and efficient service offering. This includes direct inputs via our website, account-related information through Plaid APIs, and data generated through your interactions with our services, encompassing both technical and usage data. We collect personal identifiers and financial information through Plaid, as well as usage and technical data. It is important to note that our use of Plaid for accessing financial data is governed by Plaid's privacy policy. We retain your data for the duration of your use of our services, and upon your request, we will proceed with the deletion of your data, though this process may require some time to complete.
We utilize your information in a multitude of ways to enhance and personalize your experience. This includes tailoring our services to meet your specific financial needs and goals, offering customized financial advice, timely alerts, and insightful analytics based on your transaction history. The data you provide is fundamental to basic account functionalities, such as balance inquiries, transaction tracking, and financial reporting. Additionally, we leverage usage patterns, customer feedback, and transaction data to continually refine the user experience, the design of our app interface, and our feature offerings, ensuring they evolve to meet your changing financial needs.
At Carreira Finance, we employ cookies and other tracking technologies to enhance your experience and improve our services. Below is an overview of the types of cookies we use, their purpose, and how you can manage your preferences:
The security of your account and data is of paramount importance to us. We utilize your data to fortify your account against unauthorized access and potential fraudulent activities, vigilantly monitoring for irregular transaction patterns and ensuring the utmost security of your account information. Our operations are firmly aligned with financial laws and regulations. Your data plays a vital role in enabling us to meet our legal and regulatory obligations, including compliance with tax legislation and anti-money laundering directives. In the rare event of a data breach, we have in place a comprehensive and effective response plan to manage and mitigate the situation, prioritizing the protection of your data at all times.
We are unwavering in our commitment to your privacy, and we strictly adhere to our policy of not sharing your personal and financial data with any third parties. The safeguarding and integrity of your data are fundamental aspects of our service delivery. Consent to provide specific personal and financial data is inherent in your use of our platform, and is essential for the seamless operation and customization of our services. We acknowledge that your data sharing preferences may evolve, and we are always open to facilitating changes in these preferences. However, it is important to acknowledge that any alterations in how your data is shared could potentially impact the availability and performance of our services. Our goal is to harmonize our service offerings with your individual needs, while maintaining the highest standards of data privacy and security.
In providing a comprehensive experience, our platform may include links to other websites or integrate with third-party services for enhanced functionality and user experience. It's important to note that these external sites and services operate independently of our platform and are not under our control. As such, they are not covered by this Privacy Policy. We strongly encourage you to be aware when you leave our site and to read the privacy statements of any other site that collects personally identifiable information. The inclusion of any link does not imply endorsement by Carreira Finance LLC of the site. Use of any such linked website is at the user's own risk. Please understand that these third-party services may have their own privacy policies and data collection practices. We do not accept any responsibility or liability for their policies, procedures, or actions. Your interaction with these third parties, including any provision of personal data, is governed by the privacy policy of the third-party service.
We are committed to maintaining an open dialogue about our data practices. If you have any inquiries or wish to discuss the implications of your data preferences, please do not hesitate to contact us at carreirafinance@gmail.com. Our dedicated team is always ready to provide comprehensive assistance and information, fostering a relationship grounded in trust and transparency.
We believe in empowering you to take an active role in the privacy process. We encourage a thorough reading of this policy to fully understand your rights and our responsibilities regarding your data. We offer tools and resources to help you manage and control your personal and financial information, striving to not only meet legal requirements but also to set a new benchmark in user trust and data integrity.
As a user of Carreira Finance, you are endowed with the right to access, review, and influence the handling of your personal and financial data. This encompasses the right to request access to the personal data we hold about you, to ask for corrections or updates to this information, and, under specific circumstances, to request the deletion of your personal data. Should you wish to exercise any of these rights, please contact us directly at carreirafinance@gmail.com. Our dedicated team will assist you through the process and ensure your requests are handled in compliance with applicable laws. You also have the option to opt out of marketing communications and certain data uses. However, please be aware that opting out of essential data usage for the core functionality of our web app may result in limitations to your service use.
Your data is vital in providing prompt and efficient customer support. When you seek assistance, having access to your data enables our support team to deliver effective and personalized help. Additionally, we may utilize your contact information to gather your feedback on our services or to inform you about new features and enhancements, as part of our commitment to continuous improvement and customer satisfaction.
Our Privacy Policy is dynamic and subject to regular reviews and updates to reflect any changes in our data practices, technological advancements, legal requirements, and user feedback. We will communicate significant changes through our website and via email notifications. We encourage our users to regularly review our Privacy Policy to stay informed. Your continued use of our services following the effective date of these changes signifies your acceptance of the updated policy.
We value your feedback and inquiries regarding our privacy practices. For any questions or comments, please reach out to us at carreirafinance@gmail.com
We adhere to the financial industry regulations and data protection laws relevant to our operations in the United States. Our team conducts regular audits and maintains complete transparency in our operational practices. Please note that while we are responsible for the privacy practices within our platform, we do not control the privacy practices of third parties, including Plaid. Our services are designed for use in the United States and are not intended for children. We utilize cookies and similar technologies to understand user behaviors and continually enhance our services.